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Noah's $2,962 mortgage consumes 45% of the couple's $6,630 monthly income, nearly double Ramsey's 25% housing cost guideline.
Ramsey told Noah to list the house immediately and close by Thanksgiving, calling Noah's Charleston market excuse 'absolute hogwash.'
Reaching an affordable payment would require raising household income to $11,850 a month, exceeding two median U.S. salaries combined.
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