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Philippe Welthagen: Welcome to Lesaka Technologies results webcast for the fourth quarter and full year of fiscal 2026. As a reminder, this webcast is being recorded. Management will address any questions you have at the end of the presentation. To ask a question live, participants are requested to join the Chorus Call line by registering by the link provided. Alternatively, please enter your questions into the question tab of this webcast. Our press release and investor presentation are available on our investor relations website at ir.lesakatech.com. During this call, we will be making forward-looking statements. I ask you to look at the cautionary language contained in our press release, presentation, and Form 10-K, available on our website.
As a domestic filer in the U.S., we report results in U.S. dollars under U.S. GAAP. However, it is important to note that our operational currency is South African rand. As such, we analyze our performance in South African rand, which is non-GAAP. This assists investors in understanding the underlying trends in our business. I will now turn the webcast over to Ali.
Ali Mazanderani: Good morning, good afternoon, and thank you for joining us for Lesaka's results for the fourth quarter and full year of fiscal 2026. FY 2026 was another excellent year for Lesaka, delivering on all our guidance measures, which we will come to shortly. Before reviewing the year, I want to briefly reflect on Lesaka's evolution. Lesaka was launched in May 2022 following the merger with the Connect Group. We had set out on a journey through organic and inorganic growth to build the leading independent fintech platform in Southern Africa. As I sit here today, I am extremely proud to reflect on what we have built: the platform, the people, and the performance.
Challenges set and challenges met, fostering a culture of accomplishment and belief. A team whose depth, breadth, diversity, resilience, and ability are fitting representatives of the extraordinary country in which they live. Yet until a few months ago, that team was spread across a disparate office network operating under multiple brands. The name Lesaka was barely heard or known by our most important stakeholders, our customers. While the financial milestones we will turn to later are significant achievements, one of the biggest reasons for celebration this year is in the coming together of One Lesaka.